How much can you borrow?

CIS Mortgage - How much could you borrow?

This table shows potential borrowing amounts for a CIS worker who has:

  • Worked in construction for two years
  • Has been on CIS for the last three months
  • Has no loan payments to credit card debt
  • Has no children or dependents


Potential Mortgage





















If you have credit card debt, loan payments, or child or adult dependents this amount may reduce. It can also vary on the loan to value of your mortgage. A larger deposit may allow you to borrow more.

The only true way to find out your actual borrowing potential is to get in touch with a mortgage broker who understands CIS.

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